We start with an initial conversation face to face / over phone or Skype to help us know each other better. You can ask us as many questions as you like on personal finance. We shall try and answer the same. This conversation is totally complimentary and there is no obligation whatsoever to engage with Finintent Investment Adviser.
End of this meeting should get you to know your financial Intents and how are your finances stacked up to fulfill the same.
After the first interaction, we send you a mail on the minutes of the meeting along with a thank you note. Based on mutual consent, we start building your financial plan, in pursuit of your financial goals.
On receipt of the financial planning fee, we get into information gathering. This includes the following
We will prepare and submit your financial plan. It will be completely personalized, covering the following areas:-
All of the above will be put together in a PDF format and an excel file. The former articulates the plan in the text format with certain graphical & pictorial representations and the latter has details on the calculations on asset wise investments and withdrawals for each goal.
The same is then presented to you through phone or skype mode, which normally lasts for 60 to 90 minutes. A one time change( if any) gets incorporated and sent , at no additional cost
The last but equally important step is the implementation of plan i.e. investments, Post completion of the 5th step, we ask for consent on the implementation. While you can implement our recommendations either through self or third party, most of our clients engage us to manage it for them. Purchase of life and health Insurance or investment in small savings schemes can be done on your own, with us helping wherever required. It’s the investments in Mutual Funds which we predominantly recommend that require a continuous review and monitoring as per the planned strategy. Such mutual fund investments are done in the Direct Mode with the help of MF Utility (MFU).